
Explained: what a 0.25 point rate cut means for your home loan EMI
On a 30 lakh loan over 20 years, the monthly instalment falls by about 470 rupees.

On a 30 lakh loan over 20 years, the monthly instalment falls by about 470 rupees.

At 9 lakh a year the new regime wins; at 18 lakh it depends on deductions.

An emergency fund first, then insurance, then investing.

Gold, fixed deposits, mutual funds or paying off a loan?

One-year deposits now pay up to 7.6 percent in our fictional table.